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Job Purpose and Impact

The Senior Credit Analyst handles the largest and most complex accounts and is charged with maximizing opportunity while controlling risk using experience and risk adjusted return calculations. In this role, you will look for solutions, establish relationships to be able to guide decisions within the company values and expectations and be able to mitigate risks while at the same time embrace opportunity.

Key Accountabilities

• Performs the most complex credit risk work activities, independently managing customer portfolios with the highest customer risk by using advance knowledge, approving limits of the highest relative value and identifies issues and assists with investigations of credit exposures, accounts receivable.

• Identifies and analyzes potential sources of loss to minimize risk and estimate the potential financial consequences of a loss.

• Prepare and support other analysts in the preparation and distribution of defined reports showing account performance.

• Connects all business stakeholders in order to present a company voice to the client and drives the business approach to managing client risk.

• Communicates issues in an independent and timely manner with appropriate internal and external partners and is the key point of contact for the business.

• Independently conducts credit related analysis and interpretation requiring a deep understanding of Credit and Accounts Receivable practices and procedures. Also performs industry analysis and analyzes the impact on the portfolio.

• You will work under minimal supervision and independently handle complex issues while referring only the most complex issues to higher-level staff. 

• Other duties as assigned.

Qualifications

Minimum Qualifications

• Bachelor’s degree in a related field or equivalent experience

• Ability to work in a global, matrixed company.

• Experience managing a customer portfolio with a high-risk tolerance. 

• Minimum of four years of related work experience

Preferred Qualifications

• Master's degree or other post-secondary degree

• Associate in Risk Management (ARM), Chartered Financial Analyst (CFA) or Financial Risk Management (FRM) qualified

• Expertise in commodity markets products, structured financial derivatives, and related legal documentation (ISDA, CSA, etc.).